We are proud to offer the following insurance products for your consideration.
Basic Medical/Surgical Expense Plans
offering coverage designed to be affordable for those currently without health coverage because your health is too important for you to go without insurance. Now quality coverage is within reach. We provide a base plan and let you build it from the bare essentials to a broader plan. Choose those benefits that have the most value for you when building a plan to suit your specific needs. These plans are scheduled benefit plans, and so there are no network restrictions.
PPO Plans 1
offering you catastrophic health insurance coverage using your choice of providers. Chesapeake has partnered with some of the best provider networks nationwide plus numerous local networks so that you can choose from many providers across the country. Our PPO plans provide previously negotiated fees for services performed through a network provider. Our customers benefit from lower out-of-pocket annual costs when they use a doctor or hospital that is in-network. You make the choice; you can choose out-of-network providers; however, benefits may be reduced if you use out-of-network providers. There is no primary care physician or pre-admission authorization required.
1We have negotiated special provider arrangements, which may reduce your out-of-pocket expense, and may not be available in all areas. Your benefits may be reduced if you use an out-of-network provider.
Coverage is subject to the terms of the plan including benefit maximums, exclusions and limitations of the plan.
Contact the Company for details. Similar plans are available in most other states through our affiliated companies, The MEGA Life and Health Insurance Company ("MEGA") and Mid-West National Life Insurance Company of Tennessee ("Mid-West"). For information on MEGA and Mid-West, their plans and availability, please visit www.megainsurance.com and www.midwestlife.com respectively. (Form series CH-25939 and CH-25907 or state variation.)
TERM LIFE INSURANCE
The Safety Net Life Plan offers you term life insurance coverage to help meet your personal or business needs. Safety Net is a renewable term life, level face amount, insurance plan which provides you and your family with protection and security when the unexpected happens. Safety Net is a continuous premium, non-participating term life plan renewable for 10 year periods up to age 65. This plan does not accumulate cash values.
HealthMarkets Care AssuredSM Plan is a Medicare Advantage Private Fee-For-Service Plan, underwritten through HealthMarkets'
subsidiary, The Chesapeake Life Insurance Company, under a contract with the Centers for Medicare and Medicaid Services (CMS). The Medicare
contract is renewed annually and the availability of coverage beyond the current contract year is not guaranteed. A Medicare Advantage
Private Fee-For-Service plan works differently than a Medicare supplement plan. An enrollee must continue to pay the Medicare Part B premium.
The doctors or hospitals providing services must agree to accept the plan's terms and conditions prior to providing healthcare services
except for emergencies. If your doctor or hospital does not agree to accept our payment terms and conditions, they may not provide healthcare
services to you, except in emergencies. Click here for more information on our website at www.HMCareAssured.com.
Contact the Company for details, including exclusions and limitations. CH-25430-IP NH
